Vision Insurance Claims

Direct Billings

As a recognized health care provider we can facilitate DIRECT BILLINGS through all the necessary forms and procedures, based on your insurance rules and regulations.

Get more from your coverage

We accept many insurance plans to help cover your costs. With our great experience and knowledge, we can help you maximize your health insurance overages, and help you to get the most from your insurance coverage

Because we provide both medical and routine eye care, we accept a number of insurance plans to help cover the cost depending on your individual needs and based on your insurance rules and regulations.

Ontario Health benefits

OHIP Coverage for Eye Care Services

People 65 years and older and those younger than 20, are covered by OHIP for a routine eye examination, once every 12 months plus any follow-up assessments that may be required.

Patients aged 20 to 64, are not covered by OHIP. These individuals are responsible for payment for these examinations or have the cost covered by private insurance.

However persons aged 20 to 64 years with specified medical conditions affecting the eye, (as follows), are covered for a regular eye examination once every 12 months by OHIP: diabetes mellitus, glaucoma, cataract, retinal disease, amblyopia, visual field defects, corneal disease, strabismus, recurrent uveitis or optic pathway disease.

For more information please visit (Source):

Get assistance from OHIP and the ODSP

Under the Ministry of Community and Social Services (MCSS), persons receiving assistance through the Ontario Disability Support Program, Ontario Works, or the Family Benefits Program will receive coverage for routine eye examinations once every two years.

​If you have any questions about the coverage provided under these programs, please call Client Services at MCSS at 1 888 789-4199 (toll free) or 416 325-5666 (Toronto) or 1 800 387-5559 (TTY).

Working with ODSP and other government agencies,​ At CIVIL OPTICAL ​we strive to give you the best for your eligible assistance​.​

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Eye Checkup

No matter how healthy you are, it is important to have routine eye exams.